LETS START Blog Never Lose Your ROOFING CONTRACTOR Again

Never Lose Your ROOFING CONTRACTOR Again

There is not any such thing to be over protective with regards to your home and your finances. There are several roofing contractors out there which are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every once in a while. That’s why it is important to know these 4 simple ways to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your roof. One of their employees decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is really a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being unemployed. Make sure that your roofing contractor has workers compensation so you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an unexpected storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the inside of your building. You wind up paying to repair the damages yourself.

Solution: If damage occurs to your house or building this is the fault of a roofing contractor, you intend to be sure they have good liability insurance. This can cover anything from broken windows to damaged interiors as stated in the situation above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is no coverage at all. Look for coverage that doesn’t exclude water damage resulting from leaving a roof open.

Business License
Problem: You hire a fresh roofing company to focus on your roof. A few months later you see a leak. You try to contact the company, but can’t find their information. You try to look them up by their business license and you also find that there was never a business license issued for that company. You’re forced to cover the repairs yourself.

Solution: Check ahead of time that your roofing contractor has a business license. If they don’t have a license, it may be a sign that they don’t know what they are doing. The business could easily disappear or walk out business.

In the state of Utah, your roofing company should have a shingle license and an over-all roofing license to set up a pitched roof. A flat roof installation only requires a general roofing license.

A general contractor is legally able to install a roof with out a roofing license if they have a general contractor license. However, there have been plenty of cases of general contractors branching out and installing roofs themselves when they lack the correct training. This causes problems for building owners in addition to home owners. It is ideal for a general contractor to have a roofing license as well as their general contractors license.

In Utah, the number for an over-all roofing licence is S280. The overall contractors license is B100.

If Indiana roofing tips is in the middle of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service immediately. You are not required to pay anything to the contractor because they were operating illegally. After that you can find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a fee for the materials installed on your own roof. You discover your contractor didn’t pay his supplier and that you will be now in charge of that payment. It has happened and can happen to you.

Solution: Be sure to request a lien waiver once the job is completed and before you pay. A lien waiver simply states that when the contractor does not make his payments to a supplier or employees, you aren’t responsible to cover them. It is ultimately in place to protect the house or building owner from paying twice. In the event that you receive the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without the additional paperwork.

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